Best Same Day Working Capital Loan

best same day working capital loan merchant cash advance smb mca

If your small business in need of fast funding? Are you looking to get a same day working capital loan to keep your business running smoothly? Big banks aren't lending to small businesses like they used to, which is creating a new financial alternative with Merchant Cash Advances (MCA). You can now get up to $25,000 in merchant cash advance funding on the same day it's approved with minimal business requirements. Read more for details below on same day working capital loans for small businesses that get approved fast. 

What Is A Same Day Working Capital Loan 

The definition of working capital is relatively simple: it’s the difference between your revenue and your bills. Working capital is essentially the money you have left over after paying bills. Approximately 83% of businesses fail because they can’t get enough of it. 

Most businesses can break even or make a little profit, but what makes or breaks a business is how much working capital they have. What if a piece of equipment breaks and costs $20,000 to replace but you only have $10,000 in working capital? If the business’ profit goes to 90% of the business’ operating costs, then there is not enough to cover emergencies or expansion. 

That is where a same day working capital loan works perfectly for a business in need. Most bank loans require you to have perfect credit, put up collateral, and have robust revenue. With a merchant cash advance or business cash advance, you can get funds the same business day with no collateral and bad credit. 

How Same Day Working Capital Loans Work 

A same day working capital loan is not a loan but a business cash advance based on your monthly business revenue. Typically, you can receive up to 75% of your monthly revenue as an advance. So, if you make $20,000 per month with your business, you can usually get up to $15,000 in fast funding. 

Now there’s a way businesses can get same day capital without depending on the big banks. If you have a business checking account, a EIN number, and make $5,000 per month or more, and not have too many NSF days or any liens, chances look great to get same day business funding, Monday thru Friday. 

The money is yours to do what is most needed. Most businesses use the money to pay off old debt, replace or buy new equipment, expand product lines, create a hiring bonus to bring on new staff, or expand the business. It is probably wise to audit your business with a forensic accountant to see any inconsistencies that are hard to detect as the business owner. 

One of my favorite shows is called “The Profit” on CNBC where a successful business guru goes into crumbling businesses and completely overhauls them for a percentage in the company. It’s really an eye-opener to see how many owners are clueless of how badly run their businesses are - because they are too close or involved to see the actual problems. Sometimes when you are in deep, you can't see the forest through the trees and you need an outsider to help fix or fund your business. 

Why Apply For The Best Same Day Working Capital Loan 

We are a family-owned business out of Michigan in the United States. We have helped thousands of small businesses across America get the funding they need to stay open. It is our personal mission to see that every business keeps their doors open because we are business owners ourselves. 

It takes 5 minutes to apply and to see what you can get approved for. If you have all your bank statements ready, and apply before 10 AM EST Monday through Friday, chances are you will receive your funds the same day. Again, no collateral is needed, you just need to have been in business for six months or longer, do $5,000 per month in business revenue or more, and have a credit score of 450 or higher. We wish you and your SMB all the financial success in the world and God Bless! 


Erik C. Johnson 

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